Disability Income

If you get sick or injured and are unable to work, you don’t want to worry about paying for groceries or covering next month’s mortgage.

Disability income insurance may help replace a major portion of your income. Some think of it as “paycheck protection.” Others view it as “mortgage protection.” Whatever your mindset, disability income insurance may help provide a sense of security, knowing that if the unexpected should happen, you’ll still receive a monthly income.

The Need for Disability Insurance

No one wants to think about becoming disabled. But surprisingly, the risk is more real than many people believe.

Over 37 million Americans are classified as disabled. More than 50 percent of them are in their working years.

1 in 8 workers will be disabled for five years or more during their working careers.

The right amount coverage

You should have enough disability income insurance to pay your monthly living expenses, so you and your family may focus on what’s most important during such a critical time…your recovery.

Your Good Health matters

Many people with health issues are still able to purchase disability income insurance. But it’s important to remember that health issues increase with age. That’s why it’s important to consider purchasing disability income insurance sooner rather than later.

The Best time to Buy

The best time to buy disability income insurance is now. A disabling illness or injury may happen at any time, at any age. And, since premiums are based in part on your age at time of purchase, waiting may cost you more. Considering all that your income provides, and the financial goals you’ve set, isn’t it important enough to get started today?